FIDO2/WebAuthn hardware security keys are phishing-proof — they cryptographically bind to the domain you registered them on, so a cloned login page cannot capture the credential. SMS-based two-factor codes can be intercepted via SIM-swapping or forwarded by a victim who receives a fraudulent phone call. The Twilio breach demonstrated exactly this: employees entered SMS codes into a phishing page. Hardware keys like YubiKey make that attack impossible. Deploy them first for all administrators, executives, and anyone with access to production systems or financial controls.
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